It is not a legal requirement to take out mortgage protection. However, it will safeguard your home for the duration of the mortgage and provide you with piece of mind knowing that your family might continue to live in the home in the event of your passing or should you have a serious or prolonged sickness.
Most mortgage brokers charge a fee, which may be anywhere from £195 and above.
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You may receive professional advice on a variety of products from Go Mortgage Financial services.