Mortgage Broker New Forest
Professional, fee free mortgage advice.

Buying Remortaging

With you every step of the way.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Fee-free mortgage advice in the New Forest

We are a expert team of experienced Mortgage Advisors, dedicated to helping you find the best mortgage deals available in the market, with access to the market leading rates and lenders. The greatest bit, though? You won’t be charged anything by us.

Why People in the New Forest choose Go Mortgage Financial Services

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Our 3 Step Process

Get in touch with us

Speak to one of our local Portsmouth mortgage advisors today, we will explain the whole mortgage process whilst carefully analysing your affordability to confirm your mortgage budget.

1

Advice & Recommendation

Our experts have access to thousands of mortgages deals from some of the biggest banks which we meticulously research to make our recommendations. We provide tailored expert advice, as well as do all the leg work to ensure we proceed with the best deal to meet your circumstances.

2

Completion

Once your mortgage has been fully agreed the solicitors take over however, we will continue to stay right by your side until you get your new keys. It’s all part of the long-term relationship we intend to make.

3

Get Started Now

Buying Remortaging

Expert Mortgage Advisors in Portsmouth

As a leading mortgage advice company in Portsmouth, we pride ourselves on our exceptional customer service and personalized approach. Our team of experienced Mortgage Advisors will take the time to understand your unique needs and circumstances, and will work with you every step of the way to find the best mortgage deal that suits your budget and requirements.

 

First Time Buyer

Remortgage

Homemover

Buy To Let

New Build

Protection

We can obtain a mortgage in principle for you today, so you can start your property search!

Get Started Online

A sample of the providers we use

Any questions?

Contact Go Mortgage Financial Services today!

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YOUR HOME MAY BE RESPOSSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

Common Questions.

Should I pay for a mortgage advisor?

Most mortgage brokers charge a fee, which may be anywhere from £195 and above.

Check out our 5-star reviews from satisfied customers for our outstanding FEE FREE mortgage assistance for your mortgage needs. You may receive professional advice on a variety of products from Go Mortgage Financial services.

How do No Fee mortgage brokers get paid?

When the new mortgage begins, the mortgage lender pays us a procuration fee for providing them with a new customer. This is fantastic news for our consumers because it costs them nothing to hunt for a mortgage during the whole procedure.

I am unsure about the mortgage process. What help will I get?

Your qualified advisor will guide you through the whole process to ensure the house buying or remortgage process is efficient and stress free. Our step-by-step guide will ensure you have peace of mind right until your mortgage completes.

Will a mortgage in principle leave a footprint on my credit file?

Many of the main high street lenders now offer a mortgage in principle which leave a soft print on your credit file. Therefore, not having any impact on your credit score. The footprint typically remains for 3 months.

What costs are involved when buying a home?

A solicitor will carry out the legal work when buying or selling your home known as conveyancing. You may also be liable for stamp duty depending on your property purchase price. Use our stamp duty calculator as a guide.

Can I get a mortgage if I’m self-employed?

Lenders have a range of products available for individuals with various income types. Some lenders can also assist even if you only have one year’s trading as a sole trader or limited company. Get in touch for more information.

How do I remortgage my home?

Remortgaging occurs when your rate typically comes to an end on your current deal. At this point it’s likely your interest rate can increase to what’s known as the lenders Standard Variable Rate.

We would ideally start looking at your remortgage options 3-6 months before this date to secure you a new deal. We would check what your current lender can offer as well as the rest of the market to ensure we obtain the best deal for you.

Will past credit problems affect my new mortgage application?

If you have had credit problems in the past unfortunately this will impact your eligibility with some mortgage lenders however, we have access to a range of lenders that can help individuals in your situation.

Bankruptcies, IVA’s, CCJ’s, Defaults and poor credit scores are all something we can look at, we will explore all the possible options to ensure we leave no stone unturned when processing your case.

Can I make overpayments on my mortgage?

Most lenders will allow standard overpayments up to 10% of your mortgage balance per annum. You can also make larger overpayments when you remortgage or change lender. There are also options available with lenders where this is no limit, get in touch to discuss the various mortgage options available.

Do I have to repay my mortgage by a certain age?

In most cases this is down to your affordability however, some lenders have a maximum age requirement. We can establish the ideal solution for your circumstances when you speak to one of our mortgage advisors.

What if I want to rent my property out?

You should first ask your mortgage lender for their authorisation. To reflect the difference in risk, your lender could raise the interest rate.  Keep in mind that you might also need to modify the kind of building insurance you currently have on the property to make sure it’s suitable for this use.

Should I take out mortgage protection?

It is not a legal requirement to take out mortgage protection.  However, it will safeguard your home for the duration of the mortgage and provide you with piece of mind knowing that your family might continue to live in the home in the event of your passing or should you have a serious or prolonged sickness.

Most mortgage brokers charge a fee, which may be anywhere from £195 and above.

Check out our 5-star reviews from satisfied customers for our outstanding FEE FREE mortgage assistance for your mortgage needs.

You may receive professional advice on a variety of products from Go Mortgage Financial services.