Homemover

Your home may be repossessed if you do not keep up repayments on your mortgage.

If you have a mortgage on your present residence and want to relocate to a different residence, you are considered a house mover.

Our expert advisors will help recommend whether it’s better to remain with your current mortgage provider or switch to a new lender. A process known as Porting helps you avoid any potential early repayments charges which we factor into our advice.

A fresh mortgage application is necessary when your mortgage is ported. Even if you already have a mortgage in place, if your financial situation has worsened since your first application, your request to transfer it may be denied.

At the time of application, you will be required to pay appraisal fees and stamp duty on your new home. You might need to obtain an extra mortgage in addition to the ported mortgage if your new house requires an increase in your loan amount.

Go Mortgage financial services will provide you with knowledgeable guidance on which option would be best for you. In addition to saving, you time, money, and worry of a rejected application.

Get in touch today if you are planning to move house soon.